Privacy Policy

Last Updated: April 2026

Medivest ("we", "our", "us") is a product of Medikia Finance Ltd. This Privacy Policy explains how we collect, use, and protect your information when you use our website and mobile application.

1. Information We Collect

Personal Information

  • Full name
  • Email address
  • Phone number
  • Date of birth
  • Identification details (KYC)

Financial Information

  • Wallet balance and transactions
  • Deposit and withdrawal records
  • Linked bank account details

Device & Usage Data

  • IP address
  • Device type and OS
  • App usage activity

2. How We Use Your Information

  • Create and manage your account
  • Process deposits and withdrawals
  • Provide customer support
  • Verify identity (KYC/AML)
  • Improve services
  • Prevent fraud

3. How Your Funds Work

Funds deposited into Medivest are used to support structured financing of verified healthcare providers such as hospitals, pharmacies, and clinics.

Medikia Finance Ltd does NOT provide loans to individuals.

4. Data Sharing

We do NOT sell your data. We may share information with:

  • Licensed financial partners
  • Payment processors
  • Regulators (when required)
  • Identity verification providers

5. Data Security

We use encryption, secure authentication, and monitoring systems to protect your data.

6. Your Rights

  • Access your data
  • Request corrections
  • Request account deletion (subject to regulations)

7. Data Retention

We retain data as required by law and for compliance purposes.

8. Cookies

We may use cookies to improve user experience and analyze usage.

9. Third-Party Services

Some services may be handled by third-party providers such as banks and payment platforms.

10. Updates

This policy may be updated from time to time.

11. Contact

Medikia Finance Ltd
Email: medivest@medikia.finance
Website: https://medivest.app