Grow your capital daily with Medivest
by Medikia Finance Ltd
Earn consistent returns while your capital finances verified healthcare providers across Nigeria.
Healthcare Business Funded
How Medikia Finance Ltd Uses Your Capital
Transparently financing of verified healthcare providers
Financing verified healthcare providers, Not Personal Loans
Funds deposited through Medivest are used to support short-term financing of Hospitals, Pharmacy and Clinics under Medikia Finance Lending Licence and Platform.
Important: Medikia do NOT offer loans to individuals; all financing is short-cycle and secured by verified healthcare invoices.
This approach helps build trust and ensures compliance with financial regulations while supporting the healthcare sector.
Your Deposit
You deposit funds into your Medivest account
Healthcare Financing
Funds finance verified healthcare provider invoices
Your Daily Returns
Funds are locked for 90 days. Accrued Earnings can be withdrawn every 30 days. After maturity, capital + Accrued Earnings become available for withdrawal anytime.
Why people choose Medivest
Enjoy secure, transparent, and rewarding savings backed by healthcare financing
Daily Structured Returns
Earn predictable returns, track everything in a transparent dashboard, and enjoy easy, fast withdrawals.
Healthcare-backed
Financed over 100 verified healthcare providers to power and grow their daily operations Funds.
Invoices Financed
Medikia Finance has disbursed over ₦500 million in funding to support healthcare businesses across Nigeria.
Customer Support
Enjoy 24/7 support backed by a 99.9% repayment rate for smooth operations and strong capital protection.
Secure & compliant
KYC verification and bank-grade security protocols protect your funds and data.
Easy withdrawals
Withdraw Accrued Earnings every 30 days. After 90-day lock, capital + Accrued Earnings become available for withdrawal anytime.
How it works
Start growing your funds in three simple steps
Sign up & verify
Create an account and complete KYC to secure your wallet
Deposit & lock funds
Your funds are locked for 90 days and deployed into verified healthcare invoice financing.
Withdraw Accrued Earnings or Re-lock
After 30 days, Accrued Earnings becomes available for withdrawal anytime. Capital remains locked for 90 days. After maturity, capital + remaining Accrued Earnings can be withdrawn anytime.
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90-Day Lock Calculator
Estimate maturity date, Accrued Earnings and withdrawal window. Note: Accrued Earnings can be withdrawn every 30 days while capital remains locked.
How the 90-Day Lock & Withdrawal Window Works
Funds are locked for 90 days, Accrued Earnings can be withdrawn every 30 days, then capital + ROL made available after the 90 days cycle
🔒 Lock → 💰 Accrued Earnings Withdrawal (30 days) → ✅ Withdraw → 🔁 Manually Re-Lock
₦100,000 deposited
Locked until Mar 31 (90 days)
Accrued Earnings Available for Withdrawal
You can withdraw accumulated Accrued Earnings every 30 days while capital remains locked. Accrued Earnings does NOT auto-relock.
₦100,000 + Accrued Earnings available
Withdraw between Mar 31 – Apr 4
Remaining funds re-locked
New 90-day cycle starts automatically
How It Works Long-Term
- Every deposit runs on a 90-day lock cycle
- Accrued Earnings can be withdrawn every 30 days while capital remains locked
- Accrued Earnings does NOT automatically re-lock
- After 90 days, capital + remaining Accrued Earnings are available for withdrawal
- You may withdraw all or part of your funds
- You may manually re-lock all or part of your funds
- Any remaining balance after withdrawal window automatically starts a new cycle
This structure ensures liquidity control, predictable returns, and long-term capital growth while giving you access to your Accrued Earnings every month.
Join 10k Nigerians who trust us
Michael
@michael_afolabi
I like that it’s not lending to random people. Financing healthcare makes it feel more structured.
Grace
@grace_nwankwo
Helped me save for my daughter’s school fees. The interest rates are simply amazing!
Pastor Olorunfemi
@olorunfermi
Medivest makes sense because it supports healthcare businesses. It’s structured, transparent, and aligned with real economic activity.
Adekunle
@kunlefarm
I started small just to test it. Now I understand how the system works, I’m locking more funds..
Sarah
@sarah
I withdraw my earnings every 30 days while my capital keeps growing. That flexibility is what made me stay.
Pharm ID
@Idowu
What I like most is how the funds are used for healthcare financing. It feels structured and not risky like random online platforms.
Lawal
@lawal
I use Medivest to manage excess business cash. The steady returns and structured lock system work perfectly for me.
Dr Falayi
@falayqua
With Medivest, I locked ₦500,000 for 90 days and started seeing earnings daily. Being able to withdraw every 30 days gives me peace of mind.
Frequently Asked Questions
Find answers to common questions about Medivest
Each deposit maintains its own independent monthly withdrawal cycle:
- Deposit on the 6th → Accrued Earnings available for withdrawal every month on the 6th
- Deposit on the 7th → Accrued Earnings available for withdrawal every month on the 7th
- Deposit on the 12th → Accrued Earnings available for withdrawal every month on the 12th
This creates a recurring monthly Accrued Earnings withdrawal calendar for each of your deposits, giving you flexibility to withdraw Accrued Earnings on their respective monthly anniversaries while capital remains locked for 90 days.